Very much in agreement. I'm part of those investors. And not being able to easily get an account - like I could with any other coins - made me sell my Pascal Coins.
It's also an excellent way for investors to evaluate the currency - how easy to setup an account, how stable is this new type of deletable blockchain, ...
But not being able to get an account is a big thumb down right off the gate in this evaluation process.
In real life, it is like if you go to the bank and they cannot give you money, because you do not have a wallet. And you cannot buy this wallet easily anywhere, because you were not involved into the creation of that money.
If PascalCoin philosophy is to be people's money why so easy to understand, but so hard to have a wallet..?
I just straighten: The wallet is very easy to get install download, run and sync. For account / account number (Bank) is not easy to obtain because there is no market or seller (bank in the real world) difficulties channeling account / account number to its customers. I hope this helps.