If I am in desperate need of money then only choice I have to borrow it from my close friend as I am sure that my friend will never disappoint me and will help me whenever I need him as even I have helped him many times in the past when he was need of money.
A friend in need is a friend in deed and yes we can expect that we can get help from our friends when we are in need of money but to avoid this situation I think we should also start saving money regularly so that we don't have to depend on people around us for money.