Hello guys, this is my first post

now, DigiByte (DGB)
$0.000960 (-7.04%)
0.00000066 BTC (-9.34%)
I'm ready to invest $1.000USD (long term) appreciate some opinions / comments.
am I crazy? or what do you think? (I'm not rich) (yet)
It has backing by Microsoft. Look at ripple with Googles backing and there is 100 billion already premined.q