I bought into the ICO and sold when it went 4x. I should have held because if I did then I would be a millionaire right now..

Back then there was a lot of FUD being directed at Eth so I figured I made my profits and time to leave. Oh well..
The poor are poor for a reason. Usually their financial decisions are dictated by impulse like eating at every restaurant they see and spending their welfare check / payday on cigarettes and lotto tickets. Impulse selling after 400% ROI.
Yeah 400% ROI is great for blue chip investments but this isn't blue chip. Even real estate can go up more than 400%.