However, if someone wants to be a thief, why not steal my money?
The fact that (some) people were given (some) warning about what was coming and even those that weren't have been able to get their coins out leads me to believe this wasn't a con-job. Why go for the USD and the ACH route but not take the lowest hanging fruit of all?
Why go for a few bitcoins and dollars when you can get every-single-person to give up their bank account details and have access to 100x more cash?
No one is saying Roman is going to start a bank fraud operation, just that this is so fucking stupid and you should not trust a folding business with more of your personal info that's going to need to be secured and maintained.