Invested in btc or altcoins, having your money in traditional banks, basically you are loosing money these days.
It is not always true as many altcoins may fall in price and you may be at a loss. We know there are several hyped shitcoins in the market which tempt the people and end up as a pump and dump scheme - while investors are too late to realize that. Its important to save and invest at the same time, otherwise you will end up with no money in your pocket for daily necessities for everyday life. Also jumping not investing money is not a good option without proper knowledge and information on the investment.
Shitcoins is not going to be endless, but if we're used to understanding their developmental patterns, we will not touch them at all and choose to buy another altcoin. Currently the bitcoin price is very high, too high until I'm not sure at which point the bitcoin will fall back. Better keep investing in some guaranteed altcoins like eth, etc and dash.
You can easily identify which altcoin is a shitcoin and which is not, just look at it's announcement thread and you will make a nice guess about the future price of that altcoin, whether its going to be hot or not.