I can work with that. I've actually grown very fond of the idea of "provably fair" things and escrow these days. I am starting to believe there is less and less reason to ever need to trust people for many of the things we do here on the forums. Lending is still a difficult topic, but I think a trust network like Ripple will help with that, since it's not just your reputation that you're selling, but everyone close to you as well (less likely to scam when your neighbor and family suffer from it).

I've also grown to believe that Bitcoin is far from centralized, which should be clear to anyone who paid attention to MtGox, these forums and the recent GIT pushes.