Don't know, what you are talking about. I understand, that you should participate and stuff, but:
Iota should be called an decentralized asset/comodity/whatever. That means, noone should be able to take your things. If someone keeps a decentralized peace of gold in his stash it will not disappear, just because he didn't participate in promoting gold or researching on its function.
The claiming process is fine, some work to get your things is ok. But in my opinion there should not be a timeout.
I mean, he did invest money after all...
I agree but those who haven't claimed still fall under "distribution stage" so they do need to be attentive and make sure they claim before a certain date. The Iota team is very busy making Iota valuable, so those who are waiting to claim need to be patient.