ok let's try this one slowly XRP is the coin ripple has designed for use with their ledger it's in use now by multiple banks.
The rise in coin value is because of recent news over the past few weeks. Google that penguin.

This is 2017 & the coin google assisted funding which amounted to 90+ million is most likely the most heavily funded ledger & coin on the market.


There is a reason it's in the top three market cap soon to be#1 !