Steemit is not not a valid collateral, swap into onto an altcoin lite Litecoin, Monero, Dash or Doge and you will get this loan approved much faster.
120%  of original loan amount is needed to grant so, swap around that and make a new offer. AS far as i know, steemit accounts are recoverable easily, which does not grant the lender any kind of safety nor collateral on the loan.