There is no technical reason for keeping the blocksize so low, it's simply politics and human nature: miners are left to decide in their own short term interest and against the interest of the users.
There are plenty of reasons for not changing the block size limit, especially not when better solutions are available. You need to educate yourself before you write nonsense.I have paid in excess of $200 in mining fees in the last month. This is forgone revenue coming directly out of my pocket for a business that does not depend on Bitcoin or crypto. This is on par with fees paid to traditional payment gateways at similar volume.
This tells us nothing and is an entirely irrelevant metric without other data. How much capital did you move, how big were your transactions, what fee-rate did you use, et. al.I'm already working at adding the option of a leading altcoin which I won't name and passing the Bitcoin fee to the users. It's just a small business but the tide is slowly but surely turning against bitcoin in the payment arena.
Yeah, let's move from a decentralized Bitcoin to a centralized altcoin because Bitcoin == banks? 
Bitcoin is technically inferior to many of the new altcoins, it's only redeeming feature is the strong network effect it has gained, everybody speaks bitcoin so it makes sense to buy and trade in bitcoins.
This is bullshit. Bitcoin is superior to all altcoins in many ways.Once end users switch to newer and better performing altcoins, Bitcoin is dead.
Then why are you here, whining? Go away already so we can work on actual improvements that will provide real scaling.