Well, you have surely something against me sir, I have repaid the loan, lender is happy and if I had repaid less or made the lender unhappy then it was fine but now since I paid sir please I beg you remove it.
I have no idea who you are, and you surely aren't important enough for me to have *something against you*. As said, I do not trust you due to your actions.I swear I will never take a loan again on this forum, if I do you can give -ve trust and I wont even complain.
If you don't plan on attempting to take out loans, then the negative rating isn't much of importance. Please sir last chance for me ?
Repay the interest that you owe for the full duration of the loan.And personally I am not behind those threads, you may check IP or whatever they check 
I can't check IPs. Even if I could, that is not conclusive evidence of anything. For example, I'm sure that my IP matches up with a lot of people.