Is he even in the DT? (too lazy to check)


As for OP PMing me to post here, I don't disagree with Lauda's reasoning for the neg and from what I see there was no valid reason for repaying the loan so late neither was there any communication. If it were me I'd keep up the neg for a month(after it was given) and if any shady behavior hasn't been seen since, remove it , but thats just me.