This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
I have enough proofs which confirms that you didn't needed that extra interest unless Lauda convinced you.
No convincing is required. His thread states that the interest rate is a fixed percentage per day. You only paid back the interest for the initial duration of the loan and not for the extended time that it took you to repay.
You clearly told me YOU DONT NEED ANY EXTRA AT ALL, SHALL I POST IT ? I MEAN THE PROOF
Just because favours may be in such a financial situation in which he does not need the interest, that does not mean that you were not supposed to pay it.
I can show you 100+ loans where borrowers paid late and there was not additional interest paid, are you promising me to give negative trust to them all ?