As the great NEWS came out today about Kraken exchange accepted XRP as a bridge currency without going through Bitcoin. I really believe that in the near future anybody in the world can go to any local bank to exchange XRP right at the counter. CAN YOU IMAGINE THAT? I can see it is happening already. Ripple is only at the beginning of their Empire. MARK MY WORD!

Kraken Exchange:
XRP/EUR
XRP/USD
XRP/JPY
XRP/CAD

http://blog.kraken.com/post/160806705967/kraken-introduces-new-fiat-pairs-for-ripple-xrp

"Don't see things as it is right now, see what it can become in the future"