I certainly don't wish that bitcoin will crash, but that said, it isn't banking industry at all. Otherwise, there would be an operator with huge interest in getting his network back to normal operations.

Just have a look at the backlog vs. fees - looks like we won't even get down to 100 000 (hundred thousand) unconfirmed transactions this weekend: https://jochen-hoenicke.de/queue/#30d

Bitcoin technology has been over capacity for 3 weeks now, no signs of improvement :-(