Ok Sharkie, let's take two hypothetical "PayCoin investors":
1) One who dumped his/her Paycoins at any point before ION and held on to his/her BTC.
2) One who converted his/her Paycoins into IONs.
Which one has more money now?
I go with what is in box 2..
XPY was selling for 5-6k sat in March 2016 (the lowest point before ION).
1) so back then 1000 XPY would have been worth ~0.05-0.06 BTC...
2) ... or 125 ION at 18k sat today, i.e. 0.0225 BTC. Maybe as much as 0.03-ish, if you want to brag about various PNGs.
Using your example, option 1 would produce the least amount of money....
When the Bitcoin Balloon Bursts, the BTC will be of no money value.. Just the broken dreams of being rich by holding BTC!!! Will you be holding your bags when the burst happens 
2)
currently walking away with 75-100% profit converted to USD... not bad money for ROI of PNGs (Ionomy LTD stakers)