I like this project because it consists of many interesting ideas, but it will take many, many months to reach 50 million market cap or 200 million market cap without a proper exchange. Many people are afraid to use AE, they don't want to bother with manual withdrawals and do not consider project serious if it is not widely traded. This coin has huge potential and of course cooperation with the bank is a good thing, but this is not what makes the project special, there are more small start ups that are cooperating with banks, this is just how startup scene looks like, but HEAT could be bigger than that. There are couple of cryptocurrencies that had great tech earlier than everyone else (Syscoin and their first decentralised market, Bytecent and their proof of ownership) but fell into obscurity because they stayed away from the mainstream crypto space. HEAT is already dangerously balancing on the brink of falling into obscurity, it was overtaken by Waves in many aspects, but is still leading in the others, and both projects started in the similar time with similar possibilities (yes, Waves gathered more in the presale, but both projects still have huge reserves, so this is irrelevant). Please stop pretending that everything is excellent, it is of course very good but can be improved much more, bringing this coin to the top altcoins on coinmarketcap. List this project on exchanges, not only to make HEAT more liquid, but also as the best way to promote it.