Actually that is one of great advantages of bitcoin: holding it is a better investment that the options offered by banks to invest your capital in ordinary financial instruments. If you have decided to invest in bitcoins, it seems a bit incongruent to think of investing them in ordinary banks.
Couldn't agree more. Bitcoin needs to be held. Yes, the price swings with great volatility, just look at the last 2 days, all of crypto took a hit, but the trend is up and will remain up. Only just recently crypto is getting more mainstream attention and still the majority of people do not know or understand it. I recommend 'saving' bitcoins... just accumulate and hold. Check back in a few years and you'll be happy you did.