Wanting to be part of the crypto revolution through only owning Ripples is like wanting to be part of the internet revolution by buying Barnes & Noble shares instead of Amazon shares.
Wasn't the idea of Bitcoin and crypto and blockchains and DAO's to get us away from banks?
I liked Ripple, but my thinking has moved on....I want a crypto that gets me away from banks, not back towards them.
Coins like Ether, Tezos, NEM, Heat, Ardor, PIVX, Sia and perhaps even Stellar Lumens represent the current evolution of crypto software coding.  These coins too will next year be obsolete or seen as ageing.
In the future, all humans will use software-coded coins to exchange value and to conduct trade and to run countries.  This genie ain't going back in the bottle, she only gets more evolved and virulent.
Buying a first generation cryptocoin, like Bitcoin or Ripple, is like buying Windows 386 or MS-DOS 3.3 in 1990 and thinking it will serve the computer industry for the next fifty-to-hundred years.
Cryptocoins are nothing but software code and code evolves daily, so will our coins.
Move on as each new generation of cryptocoin emerges, Darwinian evolution in the flesh.  There's no going back, TINA (there is no alternative).