you sound like a cry baby. You are selling an item that they cant verify. Let the seller beware. Oh boohoo paypal wont insure my transactions. I insure my own transactions for digital items. If you know how to trade when the transaction isnt insured then you will have no problem.

All it boils down to is "let the seller beware"   

I should have clarified I have been selling coins for the last 11 months I have been using paypal for 5 or 6 years