Hi Kris,

This is no doubt an interesting project and the crypto world has long been waiting for a project like this.

However, there are a few buts that need clarification.

So, I would like to know what happens next if the VISA agreement fails to scale through. (Or is it impossible).

In my own opinion, an irrevocable VISA agreement should have been fully secured before this ICO. Reason being that the VISA card is the main thing you are offering. Every other offer is attached to the VISA card.

Kind regards.