First of all I didnt insult, I stated some facts along with some fun. If you find it offensive then bad for you.
Second, I dont lie, I really hate Ripple and i think it should go to 0 asap, same for Stellar.
Third, not even a blockchain and it is centralized.
Fourth, do you guys know who was the founder of Ripple?
Fifth, do you know who was the founder of MtGox?