I have been with payza since the era of alertpay and their fees have not been encouraging marketer and things got worse when they introduce bitcoin in their wallet.
Their Bitcoin transaction is not instant both buying and selling in fact it often take days before it can be implemented.
Actually, with our new services, you can now
instantly exchange Bitcoin to fiat and fiat to Bitcoin. Payza now lets you hold Bitcoin in your account and convert Bitcoin into most fiat currencies supported by Payza. Your transactions will still be subject to review when you withdraw these funds from Payza (so when you send fiat or Bitcoin to a bank account or external Bitcoin wallet), but if you would like to make instant exchanges, Payza now offers that service.
We are also working on a feature that will allow instant Bitcoin to Payza Card loads. So we will soon be offering a service that allows you to instantly sell Bitcoin and load your Payza card with the USD funds from the sale. Those funds can then be used anywhere the Payza card is accepted: online, in-stores and at most ATMs. Stay tuned for more updates.
In the past many years, I was then using Payza and yes it is true I have a little problem with their service charges but at that time there was no Bitcoin yet (though Bitcoin transfer is now temporarily costly) so we have limited alternatives. It is good that finally Payza recognized that they have to linked with Bitcoin as this is already the future of money and they don't have to compete with Bitcoin because they can cooperate in a way that benefits most of their members. Hope you guys can research more on how to lower charges and please allow Philippines members to get the Payza Debit Card if it is not yet available.