With ya on the be nice to newbies thing but.....BTC will not "grow" to involve ordinary folks....wallets are still easy to hack,especially online ones.

There are NO "refunds" or BTC returns...you send to wrong addy,you lost it...send to a scammer...you lost it...credit cards will ALWAYS have this feature,BTC will never have it.

Buying BTC is pricey...buy from an exchange there's a fee...send BTC there's a fee...oh & you need a bank account to buy BTC from most any exchange,or a credit card,so it is not anonymous & there's more fees.

Bout the only good thing about BTC is that is cheaper than banks,I think,to send large sums of money (convert to BTC,convert back to cash at receiving end) around the world.Definitely faster,kinda..

So not too many new folks will take to BTC,unless they can mine it & that will be over very soon,already is for most due to power prices