Thanks Norris and banano.  Yea, it seems such a shame that I know where MY money is but can't do a thing about it.  Funny thing is, I don't know anyone that is even close to being as security conscious as I am.  VPN always (including cell phone) TOR often, everything of any value encrypted, super long c0mPlEx passwords (never repeated) check for windows AND driver updates daily...heck, if someone whats to text with me it's WhatsApp or Signal...It just takes one slip up, somewhere