Just an update I had to learn the hard way: as of now, cryptopay doesn't allow you to use unverified cards at PayPal at all. At least that's what happens if you're a new user: PayPal will not be able to process the addition of your card and CryptoPay staff said in web-chat that it's a new 'bank policy'.
So, basically, to use it with PayPal in any way you need to verify your card - share your ID with CryptoPay.
Almost all bitcoin card providers use same card issuer - mychoicecorporate which requires kyc verification for withdrawing funds, so - get used to it.
I think the various card providers, including mychoicecorporate, all use Wavecrest Holdings as their banking source. I'm not sure what this implies in terms of "single point of failure" risks for customers.
My experience has been good so far - only a couple of weeks in though.