Peace and Happiness are within! Do not look for them in things. You will not be able to buy peace and happiness when NEM rises, yet you can still be very peaceful and happy losing everything. But in your case its not possible cause you are hiding it from your wife!
I've lost everything in the past and sleep on random couches, I was not very happy and peaceful. That's a bunch of bs I used to buy into.
You need money to have a somewhat stable life, period. Money is not happiness or peace, but it is freedom.
Money buys you freedom and choice.
Peace and happiness are your natural state in an unconditioned mind. Your peace and happiness is found based on how you react to situations, whether good or bad, and treating them all with equanimity.