@conected, please, don't spread nonsense.
If you include proper fees with every transaction that you send out, you don't have to wait hours, or even days for it to confirm. If you want to know the recommended fee, then head over to this site ~
https://bitcoinfees.21.coCurrently the recommended fee is 360 satoshi per byte. In general, it translates to a fee of slightly over 81K satoshi.
People are complaining about transactions taking hours and hours (and in some cases days) to confirm, but that's all due to the fact that they are cutting on fees.
If you don't adapt to the situation by paying the recommended fee, you'll end up paying with your time and patience ~ is that really worth it? I don't think so.
Two days ago I had to buy a pencil. Don't ask why I'm still suing one these days
Went into a store bought one for 30 cents.
Let's assume I was going to pay with bitcoin. I would have paid around 2 euros.
And the merchant would have payed also 1 euro to collect his payment into his main wallet from the payment address.
Spotting the problem?
Right now for small payments <10$ cash and cc are better than btc.
Oh... and half of the world is living on less than this a day.
ATMs and credit cards both have fees (I believe you are joking). It may have zero confirmation time but It's possible to chargeback and get scammed. Lightning Network should give us the ability to make micro-payments and without waiting for confirmations too. Banks control your money, you don't. I see no reason on why fiat is better than bitcoin.
Try ING.
No atm fee 9no matter what atm you use) , no cc fees , I only pay for the mobile banking app access.