ATMs and credit cards both have fees (I believe you are joking). It may have zero confirmation time but It's possible to chargeback and get scammed. Lightning Network should give us the ability to make micro-payments and without waiting for confirmations too. Banks control your money, you don't. I see no reason on why fiat is better than bitcoin.
LN is not enough for scaling the world or even just a bit nation/country.
cause when you close the channel your transaction go in a block.
LN reduces transactions interted in blocks only when you open channels you are going to use often.
What is the problem with you guys comparing a cryptocurrency and a fiat currency? Can't they live together without choosing any of the two? It's not a parasitic relationship in which only one is benefiting among the two. Let say that Cryptocurrency won't have any value at all if there is no fiat currency in the world. It is what is giving them value based on fiat currency. Too add why the hate in banks? Aren't we suppose to be happy that they are holding our money for free compared to buying an expensive safe in which we can't protect on our own?