xcoins.io, start with a small daily limit.. 100 or 250, can't remember how much, but it increases as you use it. Fees higher, 15%, but once you verify, it is instant. My verification took an hour when I verified. I have a 5k limit now, using paypal, instant trading.
This one looks good and it looks like they won't hold the btc and they don't require verification for $150 and below, I am also going to make an account and verify it now.