Trade is a risky activity, it can be less risky than many investments, but there are investments which are much more safe and guaranteed. Money by investing in HYIPs is possible, but I think the chances to make profit are lower than the chances you have while gambling at Dice game... Better to stay away from HYIPs as it only brings problems to people, this includes the referral system as you are luring people into a trap where they will surely lose money.