one day some time in the far future people will figure that 'banks are adopting xxx' mwans that banks are adapting its software and rejecting any market involvement, mainly because they would be insane to do so.
i don't know why that day hasn't arrived as it's as obvious as the sun rising the next day, but it will.
so banks dont use CRMs? saap? so banks dont use any system or solution that its not built in house by them? come on
banks need to communicate with each other, and they do by using de facto standards. SEPA transfers are a standard (from the 20th century). These standars mean processes that have different specs and efficiencies. Today, a SEPA transfer takes days. When you send your money to an exchange it takes days, not seconds right?
so yea -> BTC used by banks?.. NOT gonna happen..EVER. besides, takes a lot of time now, and more important, its decentralized, with is crazy risky for a traditional organization like world banking system.
Ripple used by banks?.. already happening!
using this system doesnt mean any market involvement at all. so i find no logic in such assertion.
More important, RIPPLE finally provides a system for banking industry to use 21st century tech from the getgo NOW. And its happening. Ripple is a deployed working solution aimed to become the standard for this processes, as far as i understand. And so, ripple offers cost savings for banks right on their homepage. So looks like it may very well be adopted, at least for some time. As we speak, thjere are some banks already signed in.
So, im bullish on Ripple, like many other. This doesnt mean i dont have my BTC stash in place, and believe me, my BTC dont get jealous.. so why all the fuzzle?