He's looking for the money because he's an untalented scammer who can't string enough words in english together to make a more clever attempt.  You see this here several times a week, I'm sure you're aware of this.  And as Vod so astutely pointed out, this walking cankle has no plan to pay this back and no collateral anyway.  Done deal, scammo.  You ought to lock up this thread and seek out a family member.  Or put up collateral that someone can sell.  It's a maddeningly complex concept, to be sure, but one you ought to familiarize yourself with for future loan requests.