There is growing awareness among crypto particpants that governance - who makes the decisons and how the decisions are made - is a critical/ultra important part of a currency, whether fiat or crypto.

The basic message from the Ripple fan club would be:  "trust us, our motives are pure!"  

Meanwhile, upcoming coin Tezos will hard-code open governance into the codebase itself.

Trust strikes at the heart of any currency, any community, any consensual process amongst human beings - the coin with the best trust will win the most.

US Dollar bill = "In God, We Trust"

XRP/Ripple = "trust us, we know what we're doing"

Tezos (and future imitators) =  don't trust me at all, change the coin itself/its codebase as the way of effecting change/making decisions, codelogic=governance process  (think 'strange loop', or the game called 'Nomic' >  https://en.wikipedia.org/wiki/Nomic )