We could also call ETH down double digits compared to Stratis. So you would have been better off storing your ETH money in Stratis.

Just because ETH is up a lot doesnt mean that the rest is bad. Being up 10-20 times is usually considered pretty good for any investment even if others are up even more.

I think it's important to understand how the Protocol will function before making rudimentary assessments of the crowdsale structure. If one actually reads and comprehends the whitepaper, it will be understood that the more value that goes into the protocol, the better. More capital to support projects and fund the initial token changers will allow for the initial Bancor network mesh to be much stronger.

A limited cap is essential when the main use of proceeds are for application development. If that is the case, there is no essential use for all of the other capital, which could be considered greedy. The app should be built. Revenue should be generated that should make the project sustainable without excess capital. This is not the case with Bancor, which is a protocol with a v1 that is essentially already built and is a tool that provides/creates liquidity.

Regarding CRR, keep in mind that all other tokens until this point have no CRR. That means that no matter what Bancor chose as their reserve, the instant liquidity is something no one else has ever provided.