its projects like these i like and can understand. ones that seek to cut out the middle men and aspire to peer to peer decentralization.
this is "disruptive technology" bye passing and rendering unemployed the ppl who dont do anything but stand in the middle and demand a fee.
others i have found are veratisium, bit bay
a good question might be what platform is most suitable for this type of model? etherium or another? what ever it is this might also be a good investment.

other projects i have found trying to cut out the middle men are veratisium and bit bay
let me know if you have heard of others
 of course a good idea is not a guarantee of success

jim