Nasagot na ng iba, pero para lang malinaw, no exchange is a decentralized bitcoin wallet provider. None exist.

Pag ikaw mag install ng wallet sa desktop o mobile device mo, yun, decentralized na, as long as it's p2p. Meron din mga mobile wallets na centralized or depends on servers parin.

Ang Bitcoin Core wallet, the original wallet, is a full node and a decentralized wallet.