I believe you to be wrong Detective CB, Ionomy LTD Cards are changeable skins for Ionomy LTD staker. Did Garza Vision support changeable skins or POS stakers?
Yes, Sharkie, hashstakers (like their predecessors - hashlets) and skins were at the core of Garza's scam. And you shouldn't call them POS unless you mean something other than Proof-of-Stake. "Stakers" don't stake anything on the blockchain.
I agree with you on both your points... Hashlets were Garza scam that was not on blockchain and
Ionomy LTD stakers don't use the ION blockchain to make the daily ION stake payout. ION rewards for Ionomy LTD hosted Masternodes, Investor Masternodes and Wallet staking are coming from POS 3.0 ION blockchain.
More work is currently being done by the team to implement the Ionomy Vision...