Hi @ all
I've just got a my full refund.
So Tom IS NOT a Scammer!
Best
Many scammers are caught by law enforcement, given judgements of large amounts of money, and forced to pay by the courts. Are they no longer scammers because they paid? Are murderers no longer murderers because they served jail time?
Don't see how this is relevant. Nobody forced Tom to refund. Seems people like a good witch hunt...