**First post - Please move this post to the correct section if I posted in the wrong place**

I'm confused by the wallets and feel like I've found mixed answers around the web so I figured I would try my luck here.

• Do I need to download a wallet for EACH currency I own/mine or is there an a downloadable wallet that holds multiple currencies?
• If I delete a wallet from my hard drive do I lose all my coins or can I just re-download the wallet and get access to my coins as long as I have the address/password saved for the previous wallet?
• Is there another good site/forum/place that would go into more details about wallets in general?

Thanks and sorry if there is a post here that already addresses the issues/questions...I just couldn't find it.