Hi,
I am looking for ethereum and can pay via bank transfer, NEFT, IMPS, or may be Paytm.
You go first.
As per my bank i need to add your account as payee and it take 24hrs to get added.So upfront can send bank details and after 24hrs you can send fund and confirm.Once it get add instant fund transfer.
or paytm can be instant.
Who told that for sending the payment it takes 24 hrs , now you can send the payment immediately through IMPS it is very fast. and you are asking the seller to go first , what reputation you have here that you think that the seller will send you first payment , what if you just run away after receiving the coins.
So it is better to go for escrow or else i dont think you will get any sellers.