I just can't believe people would adopt something like Ripples. 100 billion XRP premined! Ripple exchange is a good idea but XRP is just laughable. When one of the creator decides to cash out on XRP, because there are 100 billions of them, you had better watch out.
Good thing they're not meant to be a currency with a lot of value, and are just there to be used to pay for transactions so that it's not cheap to spam the network.