Firstly I don't think anyone knows what will happen with bitcoins they have years of 400% growth and years of 80% losses so whether buying bitcoins is a sound investment strategy. you'll find some biased opinions here, but really its a question of risk tolerance and what you want to do.

as for joining a cloud mining op and mining shit coins? fuck that noise if you wanna be a hash nest is almost certainly going to be the most secure cloud mining set up. and they charge double for the asic you want to mine, I don't recommend fucking with cloud mining. that said I have no experience with cloud mining but it doesn't take a genius to see it fucks up ROI vs running an asic.