Also another things occured to me.Since I still have questions to ask,I was looking into selling off debts that people owe me (as I'm owed 5BTC from bad loans on top of more substantial debts in real life due to defaulters and I was hoping the BTC world can offer me advice,solutions or a way to offload these debts)

I may have asked this before (but I can't recall as it was made more than a year ago,that query) but since a lot of things have changed on here,what is the best way to go about this as I need to recoup some of the losses (I understand that debts can only be sold off from 2% to 15% of the debt's value at most according to wikipedia and accepted practice in the financial world).

Is this possible?

Thanks