Nope. I'm out here sometimes paying a $20 fee for a $200 transaction

You paid that much fees? 10% of the total price is absurd. Maybe what happened here is that your transactions had so much input and so much out puts that cause the price of the fees to increase by this much. So far, I transferred $800 and just paid about $5 in fees which is already the best fees at the time to confirm the quickest time as possible.
The above person had paid a very high fees. I think he got something wrong because if he would pay $5 for his $200 then it was also a very best fees cost and in that $5 fees he would got his transaction completed within a few minutes. I also pay less than$5 fees for any transaction and it completes within a few minutes.