Dont listem to the lies about "bUt iTs cEnTraLizeD" and  "jUST a pUmP aNd dUmP"  those are all people with specialist 'expertise'. Missed everything because they listen to random "bUt tHey cAn cReaTe mOre"
Do you know where all the BITCOIN MINERS ARE COMING FROM?
CHOYNA CHINA CHOYNA.
now ask yourself what is more centralized

https://ripple.com/insights/how-we-are-further-decentralizing-the-ripple-consensus-ledger-rcl-to-bolster-robustness-for-enterprise-use/


Ahh before i forget. People say its blahblahblah becuase of this here

http://business.financialpost.com/investing/the-secret-trading-strategy-from-the-1930s-that-hedge-funders-dont-want-you-to-know-about

Dont be the fool to miss something very big because some random  internet stranger is MORE EXPERT THAN OTHERS BECAUSE HE SAYS "SMART THINGS"  he just want to fool everyone to have more shares/tokens read the second link for this