I wrote this passphrase twice, I saw that the first time I wrote it down I missed one word, but second time I wrote it down it has all the 12 words.
but it's not working, maybe misspelled word or wrong order of one of the word.
these are all small letters, no capital letters I assume?
The passphrase has to be typed
exactly as you did it when you created your account.
If you used the word seed generated by the Nxt client, yes, it's all small letters, the word order, even white space matters. Check that there is no white space at the end of the word seed, some word editors add it when you copy-paste from them and you will not be able to log in to your account if you have this whitespace accidental character at the end while it wasn't there when the account was created. Every single characters matters, otherwise you'll open a different account, not yours.
I wrote down the passphrase with pen and paper, I added whitespace after each word and now it no longer says passphrase incorrect however it says insufficient funds so I guess I opened another NXT account and not my own then?
Seems like my Ardor might be gone forever, maybe I'll try get in contact with someone PC savy that can try figure out this mess in exchange for some of the Ardor.