The new Everex mobile wallet will allow anyone to

• Borrow Money, in any currency, anywhere
• Transfer Fiat Money, across borders, instantaneously
• Buy Foreign Currency, and use it globally

Building on the Ethereum blockchain, Everex is the first company to offer cross-border microcredit services, and the first to make all financial activity available for public audit on the blockchain.



Microfinance
Everex does not operate on the basis of p2p loans. Instead, we invest our aggregated Capital to provide microcredit services, accessible globally and instantaneously on Mobile devices.

Offering microcredit via smartphones allows Everex to lend at professional levels of risk management. Utilizing state of the art AI and Machine Learning technologies, Everex calculates personal credit scores and determines risk and interest rates on the basis of individual user information and behaviour. This allows us to lend to billions of individuals who cannot access microcredit services through traditional channels. 
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The Un- and Underbanked
For more than 2 billion individuals without a bank account, Everex provides immediate access to microfinancing services and cheap, global remittance services.

Migrant Workers and their Families
Everex provides the fastest, cheapest, and easiest way for migrant workers to send money home and sustain their families.

Tourists and Expats
Instead of obtaining traveler checks, or paying excessive conversion fees, visitors in foreign countries can buy and use any currency, anywhere in the world.

Aid Organizations, NGOs and Governments
By streamlining relief and foreign aid programs, Everex allows for the easy and publicly auditable distribution of funds to developing countries.