What's the inside of your case look like?  Seems like you likely have bad airflow.  Although your fan speed looks like it is pretty low for that temp.  I'd expect with the default settings in MSI to have your fan speed at like 75% when you are at 80C+

Click the settings and then the Fan tab and check the custom curve and raise your fan speeds for higher temps.  If you take it off auto and set the speed to 100% does the temp come down?  Also turn your machine off and make sure you don't have a broken fan blade.  Even one fin missing caused one of my cards to have 20C higher temps compared to my other cards.  Finally took the card out and realized it was missing a fin off the middle fan on the card.  Replaced the fan and it came down to normal ranges